I will take cash option ($85.9 million). I will collect $50,000,000 after taxes. I live in Ohio for the record.

I will immediately put $40,000,000 into savings. I will withdrawal this until I am 100. At 3.5% inflation (average) I will be able to withdrawal the equivalent of $7,000 per month.

As for the extra $10,000,000 spending cash. I will spend it this way:

I will move to the state of Florida

I will purchase a few acres of land for a budget of $50,000 (whatever I can get for $50k)

I will build a custom home on this land for a budget of $500,000.

I will build a bunker beneath the home on a budget of $250,000.

I will purchase a few cars: $120,000 total for 4 cars

Pontiac Grand Prix GTP (1997-2003) $15,000/budget
Pontiac Grand Prix GXP (2006-2008) $15,000/budget
Pontiac Solstice GXP (2006-2008) $65,000/budget
Pontiac Firebird TA (1994-2002) $25,000/budget

I will have a few million left over. This is for impulse stuff.

I will take a vacation with a budget of $5,000 (2022 USD) every 4 months (using withdrawal income)

Recent responses

+126 @megafly Not smart to dig bunkers in Florida. The water table is too high You are just building an elaborate well.

+91 @jmlozan Four Pontiac sports cars and money in a savings account. Sounds like Ohio. I live here too lol

+56 @Lextronics So you want an 800k house in Florida with 120k in cars and to make 7k a month? I know trade-skill people (plumbers, electricians etc..) that can do this without winning the lottery. Good news. You can do this currently and save the 2$ ticket!

+50 @GoFidoGo I lost it at the 4 Pontiacs. This is peak shitpost

+43 @Arnie_Grape What a disappointing way to spend $50MM

+34 @Mr_Woodsie Oddest choice of 4 lottery cars I have ever heard. You do you though.

+28 @composedryan You should forget all of that and spend $40 Million on sweet firebird upgrades

+27 @alanboomy Wouldn't recommend an underground bunker in florida. We don't even have basements here.

+19 @sleazysuit845 No investments and rust buckets in a state that's going to be underwater? Send it!

+15 @wordserious Putting $40 mil in savings is a dumb thing to do. With that money you can easily afford a company managing your money that will provide you with many times the kind of revenue you can expect from savings.

+12 @Eschatonbreakfast So you are going to forego the annuity, eat the tax hit on the cash value, and then set up what amounts to a jank ass version of an annuity (I’m sure you could buy a 75-80 year annuity to pay 7k a month for way less than 40 million, even with col raises every so many years) You do you.