I have no major debt right now except normal monthly credit card debt for groceries, gas, and paying bills automatically. I just pay that off monthly.

• That aside, I’d first-off plan to resign my IT career once and for all and step away from that increasingly messy and unsatisfying tech world. No more. I’m done with that life. However I wouldn’t just quit right off. I’d take it slow, work a couple more months, then submit my notice of resignation and phase out on a good standing, being careful not to burn any bridges.

• Once done there, I’d meet with a financial advisor, invest most of the money in safe-growth investments and high yield savings accounts

• I’d buy myself a fully loaded Wilderness Trek Subaru Outback

• I’d buy a modest 3bd, 2ba home somewhere warm year-round like Florida or South Texas. Nothing flashy or fancy. No McMansions. I don’t need that.

• I’d stash a considerable amount into an emergency fund and keep at least $20k in cash stashed somewhere safe that only I can access and know about.

• I’d just travel and live for a solid year. No job or employer standing in my way. I would use the Subaru for that.

• After that year, I’d pick up a job I love to do even if the pay is crappy. Working at a Dive Shop, or getting into full time YouTube, or working at a museum. Maybe even becoming a park ranger or a state/national parks employee of some capacity.

• I’d pick up flight school and get my PPL, checked to fly small private jets too. Maybe even helicopters.

• I’d get extremely involved in my community, and my church. Volunteering more time for ministries and other activities since I no longer need a full time job and don’t have an employer in the way. Maybe help out in some youth sports leagues, local homeless shelters, and/or local charity events such as 5K’s.

All of this while taking whatever time I need to, to build a new personal daily routine and workout regularly mid-day and evenings so I get into stellar physical shape.