That’s the takeaway after taxes if you choose the annuity for the $1.1B lottery. If you take the lump sum, you’d get something in the $200M range after taxes.

If I just had $20M one time I’d be set for life, but every year…I don’t even know what I’d do. A lot of philanthropy for sure. I don’t want a crazy mansion or penthouse or anything. I just want some land to live off of outside the US.

I would buy my family houses and start college fund for their kids. No more debt for anyone We’d have some nice family vacations for sure. Give my closest family members a six figure allowance through a trust, effectively retiring them but without them coming to me to ask for more money.

My daily life would be pretty lowkey. My days would be filled with figuring out ways to help people who need it but without revealing my identity. I wouldn’t donate to charities because I don’t trust them. Some of them take up to 90% in overhead. No, I want that flipped, so most money goes to those who need it most. I’d spend time getting in shape, learning new languages, learning an instrument.

I’d be off somewhere tranquil. No crowds, no traffic. No gunshots. Just birds chirping, bees buzzing, water flowing. I’d hear the laughter of my babies and that would be my music.

Maybe during my time I’d find a trusted charity that will do the right thing with donations, and when I die, give what remains to them. I’d rather my family hate me for not giving it to them, than hate each other over who got what.