If I had $10M, this is how I would spend. Actually this doesn't even take $10M, it would be fine even with $3M as principle creating passive interest.

Health and wellness:

• Personal trainer three times a week. Yes I can work out on my own but I find better results and less mental bandwidth use or time wasted if I just have PTs. $1600 a month.
• Pilates or physical therapy twice a week as injury preventative and longevity purposes. $1000 a month.
• My own Pilates set up studio at home
• Massage twice a week, $1300 a month
• Med spa or facials once a month $200
• Stay blonde $150
• Eat whatever I want - paleo, highly quality and organic vegetables, grassfed and pasture raised animal products, wild game meats, fresh fish $800 a month
• Best supplements for muscle building and longevity like multivites, protein powder, collagen, antidiabetic supplements
• Annual blood test and hormone exams including things that usually aren't tested for by generic doctors, like insulin resistance, cortisol and ACTH levels.

Lifestyle and reducing friction and decision fatigue:

• Uber Black or taxi everywhere. I wouldn't want to drive or own a car. I don't really need a personal driver. If I want to drive a luxury car, just rent it for a day or two for the pleasure without the commitment. $200 a month
• First class flights on top of TSA Precheck
• Weekly housecleaner $750
• Rent a 3 bedroom apartment with amenities and great services. I don't need to have a mortgage or deal with homeowning responsibilities when I could be investing my money and having it grow. $4000

Socializing:

• Travel more, 2-3 international spots a year
• Membership in luxury gyms and social clubs instead of having a home gym $500
• Get coaches for hobbies and goals such as golf, tennis, art. About $1000 a month. I would hire an artist I admire and want to draw like, and make him teach me how to draw better, and when I draw my own stuff he needs to redline and critique me, and making me a better artist and teaching me and following me around is his full time job lmao
• Better wardrobe. Doesn't have to be all designer stuff but they better be good quality. Get a personal stylist consultation for my body shape, my color season, facial features. Buy more Zimmerman and Yvon dresses.