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If I were Filthy Rich
By crazyluk2
+103 Never working again

If I won the lottery: Here’s my plan.

1.  Tell my mom – and only my mom (at first)

She’s been my rock, and I’d want her to know first. No big announcement, no drama. Just her. Everyone else can wait until things are set up safely.

2.  Buy myself one beautiful car

Probably something like an S-Class. Nothing completely insane (yet), but enough to feel that “holy shit, life just changed” moment.

3.  Find a Multi-Family Office – fast

That’s top priority. I don’t have any financial background, and I’d want true professionals managing the bulk of the money. For those who don’t know:

• A Single Family Office (SFO) manages the wealth of one ultra-rich family.
• A Multi-Family Office (MFO) handles the wealth of multiple families but still offers very personal, custom services.

The idea is: they build the structure, handle taxes, invest long-term, manage risks – so I can actually live life without screwing it up.

4.  Finance a house by the lake

Not buy it outright, just finance it wisely through the structures the MFO would build (probably a holding or asset company). I want it to feel like a peaceful base, not a flashy mansion.

5.  Take a dream vacation – like the Maldives.

Disconnect. Reflect. Let it sink in. Probably take my mom too, let her see what it means to finally exhale. No gold chains or private jets – just white sand, quiet moments, and some perspective.

Would I spend a bit? For sure. Would I live like a billionaire? Not really. I just want to do this smart, calm, and long-term. And take care of the people I love along the way.

Recent responses

+47 @BabiesatemydingoNSW The best thing you can do to fly under the radar is don't make big purchases. You don't need a 10,000 sf home, or a $300k Bentley. You can buy nice stuff and still keep a low profile.

+16 @sadpistonsfan You’re saying you wouldn’t live like a billionaire but immediately buying an expensive car, lake house, and luxurious vacation lmao no judgement though id do the same

+12 @TakingItPeasy Same man, same. All solid decisions. I work in finance and am savvy with investing, but even though I could do it cheaper I would outsource it all - cause with that much wealth... I can.