I've seen a few interesting stories in this sub, and they've inspired me to share my own. If for nothing else, to enjoy dreaming for a few moments.

So I have a personal rule to only play the lottery when the payout (after taxes) reaches $150 million dollars. That amount would allow me to live the type of lifestyle I really want, without worry, as well as provide for family and friends without concern for their wellbeing. Over the months, I've done a lot of planning on how to distribute the money, and here's what I've come up with:

$40 Million would be put into what I'd call a "Safety Investment Portfolio". This would be a relatively conversative portfolio, since the interest from 40 million would, at worst, be $400,000 (1%) a year, and at best, $2,000,000 (5%) a year. In either case, that's way more than I'd ever need as a single 25 year old. And even in the case of getting married and having a family, we'd still be good to go living off the interest without ever touching the principle. This would be the portfolio I'd live off of until my death.

$40 Million would be put into a "Growth Investment Portfolio". This would be for future generations mainly. Considering I throw all the money into a general S&P index fund (as suggested by a financial advisor of course), I could expect about 7%, or about $2,800,000 a year. Consider I live to 85? That's $168,000,000 on its own. My kids and their kids would be set (hopefully) for life.

$5 Million would be placed into a regular checking account, and would be my "Splurg/Fun" money. The idea with this 5 million would be to basically live off of it until it hits zero. After the fact, transitioning into the "Safety Investment Portfolio" for the reminder of my life. Considering I buy everything i could ever want right now:

• Dream Computer Set-up ($10,000)

• 2018 Blacked Out Camaro ZL1 ($72,000)

• Luxury Condo ($750,000)

• Wardrobe Change ($5,000)

• Dream Vacations ($50,000)

I'd be able to get the need to live an expensive lifestyle out of my system, and not get absolutely fucked by lifestyle creep. Plus, after large purchases like those listed above, I can't see myself spending more than $200,000 at most a year. So the money would last me at least 15 years, giving me plenty of time to prepare mentally and emotionally to the growth of income once the fun money is gone, and I'm living off the interest from investments.

$25 Million would be placed into a family trust account, which would be used to assist family (immediate and distant) with medical bills, college tuition, amd house purchase (within reason). I'd make sure the account is managed by a trust advisor, that way family couldn't just come to me and beg/demand money. I know it's a lot of money, but frankly, 40 million is already way more than enough on its own. I'd have 2 portfolios with 40 million, and 5 million in fun money. Anymore money would just be overwhelming for me.

$5 Million would go to my mom and dad as a gift. I'd also make sure pay the taxes on the money so they'd get a true 5 million. They'd be able to retire immediately and take life easy from here on with no concern. I'd love to be able to give them that relief, and they wouldn't need more since they already have respectable retirement from their time in the military.

$10 Million would go to my little brother. The money would be placed in a trust contingent on him finishing and receiving his college degree, and I'd probably also set it up so the money would be placed into an investment account, and he'd be able to withdraw the interest gained. At the very worst, he'd pull $100,000 (1%) a year for life. At best, he could pull about $500,000 (5%). That way he wouldn't need to worry about money, but could still continue living his life pursuing the things he wants without feeling like it's meaningless due to an overwhelming amount of money.

$20 Million would go to 4 of my closest friends, $5 million each, who've quite literally helped me become the person I am today. They're basically my brothers, and I'd want to make sure they're taken care of. Again, I'd pay off their required taxes so they'd receive a true $5 million each.

Lastly, the remaining $5 Million would be used for online gifts/donations. I'd place it into a checking account, and every so often, I'd buy gaming friends and even strangers various gifts as a feel. Discord Nitro, Steam keys, Robux, Vbucks, anything really. I'm already a pretty generous person, and being able to give to internet strangers in a larger capacity would give me my daily "good deeds" with ease lol.

And that's about it!