+68 @Daegog Most important things to do: Learn to say no Dont talk about your finances with anyone thats NOT your accountant.

+36 @Cowanesque I would take the payout now, will lose half of that in taxes but think of it is like ripping off a bandaid. People will come out of the woodwork asking for a handout so before you even get the money know how much you want to donate and to whom and stick to it. I would not buy a single thing with it and would instead invest and live off of the interest. There are many financial advisors who do not match an S&P 500 index fund. The best thing you can do is find the safest guaranteed return for your money. Personally, I would put all of it in my Fidelity money market currently at close to 5% and would make almost $10m per year. Even if the rates dropped to .5% you would still have $1m per year. $200m is generational wealth if you can properly manage it and stay disciplined. You could live off of the interest and never touch the principal. You could invest half in something riskier and still live like a king on the other half.

+26 @supergooduser I'm an addict with 12 years sobriety. Fantasizing about the lottery is a healthy fantasy for me instead of drugs/alcohol/sex. I like the idea of moving to the Wynn in Las Vegas. They have a 6,000 square foot two story duplex you can rent, it's a gigantic suite. It's expensive at $4,000/day. But you're basically living in a penthouse on top of a really fancy Mall. There are 28 restaurants, 14 classified as high end dining. 24 hour room service, pools with cabanas you can rent. Laundry, housekeeping, security, they even have their own private golf course. Just this amazing opulent lifestyle and you don't even have to leave the building. I like the idea of "renting" this really fancy life style for a year or so and seeing how much I enjoy it... Mentally I think of it like... buying a phone without a contract... I could just bounce at any time, and it's pretty realistic to visualize. Just go there and post up and charge everything to your room. Not that complicated.

+21 @ValiXX79 Bro, you won 400M, more money you can spend in 5 life times. I'd just travel and enjoy life.

+15 @supermariobruhh Lump sum claimed by an LLC after talking to a lawyer, then donate something like 90% of that wealth over the course of my lifetime. Let money sit in high interest yield savings accounts, CDs, index funds. Use the money gained from interest and whatever gains i get to live my life. I don't dream of wealth and riches, I dream of an easier life. Living lavishly will draw attention that I just don't want in my life.

+12 @JustAGraphNotebook I'm taking $10k every six months as my own personal spending money. I'll let my lawyer and my account handle the rest of it. I don't even want to think about worrying about finances ever again.